With the wedding coming up, we've had to start thinking long term (well, at least the next couple of years which when you're 26 *is* long-term) about our plans, our futures, our dreams and how we're going to actually pay for them.
We've budgeted a fair whack of money for the wedding in January, and here it is in the middle of May and I haven't drawn up so much as a weekly budget to work out just where all my pay is going. Up to now, I've been the type of person who saves what's left after the bills, instead of the person who conscientiously puts X% away. So that's going to change. Especially given that we need to be thinking housing immediately after the wedding.
The first step in our, OK, my, path to financial prudence was a visit to a financial planner who works for Kathleen's company. As Keanu Reeves once said, "Whoah."
Managed funds. Regular investment plans. Insurance. Actually, mostly insurance. Health insurance. Life insurance. Income protection insurance. Trauma insurance. A couple of bucks a day, apparently, and we can be insured up to our ears.
I believe all this is pretty important, and I don't for a second underestimate the necessity of getting everything sorted out, but the more reckless, impulsive side of me sees this sort of stuff as a straitjacket, the beginning of middle-age - from which there is no return to my obligation-free days.
Because deep down I can hear the words to Radiohead's Fitter Happier, perhaps the saddest song I've ever heard:
fitter happier more productive comfortable not drinking too much regular exercise at the gym will frequently check credit at (moral) bank (hole in wall) favours for favours on sundays ring road supermarket no chance of escape concerned (but powerless)
The smokers may call us zealots and wowsers, but I personally don't see how you can justify using the beach as your own private ashtray. There's nothing worse than sitting down in the fresh air and having the inconsiderate boofhead next to you light up and breathe his or her shitty, smelly smoke all over you.
Sure, smokers have the right to smoke, but that doesn't mean we non-smokers have to put up with the byproducts. I've seen enough cigarette butts casually flicked away by their former owners to not feel personally offended by it.
First Manly, tomorrow, the rest of Sydney's beaches! Then the parks, then the outdoor restaurants, then the pubs. We will prevail.